Auto • Home • Life • Health • Disability • Retirement • Bonds • Umbrella
Auto insurance is required by law in North Carolina. We also cover motorcycles, boats, ATVs, golf carts, and RVs. NC state minimum limits are 50/100/50 — $50,000 bodily injury per person, $100,000 per accident, and $50,000 property damage.
Pays for injuries and damages you cause to others. NC requires minimums of 50/100/50.
Covers repairs to your vehicle after a collision regardless of fault. Subject to your chosen deductible.
Covers non-collision damage: theft, vandalism, hail, animal collisions, natural disasters.
Protects you when an uninsured or underinsured driver causes an accident.
We cover single-family homes, condos, mobile homes, townhouses, and renters. Mortgage lenders typically require homeowners insurance.
Repairs or rebuilds your home if damaged by fire, storms, vandalism, or other covered events.
Replaces furniture, electronics, clothing, and belongings if damaged or stolen.
Pays medical and legal costs if someone is injured on your property.
Covers hotel and meals if your home becomes uninhabitable due to a covered event.
Open Enrollment: Nov 1 – Dec 15 (Jan 1 start). Extended: Dec 16 – Jan 15 (Feb 1 start). Special Enrollment for qualifying life events. We help you get coverage with government subsidies and can include dental and vision.
Lower premiums, requires a primary care physician and referrals. Best for cost-conscious families.
More flexibility, no referrals needed, in or out of network. Best for those who want provider choice.
Temporary coverage for gaps between jobs or coverage periods.
Comprehensive dental and vision plans to cover your whole health.
Life insurance provides a lump-sum payment to your loved ones, covering funeral costs, debts, lost income, and future expenses. We offer term, whole life, final expense, and AD&D coverage.
Coverage for a set period (10, 20, or 30 years). Affordable premiums.
Lifetime coverage with a cash value component that grows over time.
Covers funeral costs and small debts. No medical exam required.
Accidental Death & Dismemberment. Pays out for accidental death or severe injury.
Disability insurance replaces a portion of your income if you can’t work due to illness or injury.
Covers a few weeks to one year. Replaces 60–70% of your income during recovery.
Coverage for years or until retirement. Replaces 50–60% of income for serious conditions.
Retirement planning through insurance products guarantees income stability and protection in your golden years.
Guaranteed, predictable income payments for life or a set period.
Investment-linked payments with growth potential.
Employer-sponsored plans with disability and death benefit components.
Insurance-backed savings vehicles for college planning.
We offer surety and commercial bonds for contractors, businesses, and legal proceedings.
Guarantees fulfillment of a contract, common in construction and government projects.
Required by agencies to ensure businesses operate per regulations.
Fast, professional bonding for legal needs and proceedings.
Investor protection if a bond issuer fails to meet obligations.
An extra layer of liability protection above your standard auto, home, or other policies. Often provides $1M–$5M in additional coverage.
Covers costs exceeding your auto or home liability limits.
May cover incidents not in standard policies: libel, slander, false arrest.